Allianz SME: far from average

From 1st February 2016, we will no longer be applying Average to our SME products to make it even easier for you to do business with us and secure the right cover for you.

Following the FCA’s Thematic Review, which revealed 40% of SMEs could be underinsured; we are taking the customer focussed step of revolutionising the way we deal with underinsurance to help provide peace of mind for you.

Allianz SME policyholders who find themselves underinsured will still have their claim met up to the full sums insured level – we will not reduce the claim by applying Average. This approach provides you, with added security when assessing the right sums insured for your business and removes doubt around their cover at the point of a claim.

‘Average free’ will be applied immediately by clause on all new business and renewals processed on or from 1st February 2016 on the following QuoteSME products:

  • Complete Business
  • Complete Office
  • Complete Property Owner
  • Complete Flatowner
  • Complete Retailer
  • Complete Contractor.

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