The coronavirus (COVID-19) outbreak continues to be a top-of-mind concern for organisations and individuals across the globe. As COVID-19 becomes increasingly widespread, it’s not only raising fears about the well-being of the general public, but it’s also calling into question how insurance policies—like employers’ liability cover—will or won’t respond. Employers’ Liability and COVID-19 In instances […]

Although the UK may be in the midst of attempting to reopen businesses and reduce lockdown measures stemming from the coronavirus pandemic, there are still many restrictions and safeguards in place. This is especially true in regard to travel between countries. Those taking a trip—whether it’s  for business or leisure—must be aware of the safety […]

In response to the ever evolving changes bought on by the consequences of the COVID-19 pandemic, we want to reassure you that we and our insurance partners are here to support you.  We will endeavour to make sure your usual level of service is maintained, and the latest updates from industry bodies and insurers can […]

This week we have seen the Prime Minister outlining his road map plan for England as well as the First Minister explaining the plan for Scotland in exiting the current national lockdown restrictions, both can be found at www.gov.uk and www.gov.scot. The devolved administrations in Wales and Northern Ireland will be making their positions clear […]

We are now into the second month of lockdown 3.0 and the Prime Minister has confirmed we are at least a further month from considering lifting restrictions.  It is at this point, under normal circumstances, that many of our Packaged products would be automatically reducing coverage for premises that remain unoccupied.  As we acknowledge the […]

This short video outlines common hand-washing mistakes that help contagious diseases like coronavirus (COVID-19) spread.

Aviva Insurance plc wanted to share with you how they have been supporting it’s personal home and motor policyholders by getting behind the Association of British Insurer’s 5 step insurance pledge should anything go wrong during the current COVID-19 pandemic. This includes supporting any of our policyholders by extending cover for those who are: office […]

At NIG, we are working hard in these extraordinary times to ensure our brokers and customers receive the service they need. We want to keep you up to date so you can respond to your clients’ queries about our cover. Please find below the answers to some of our most recent enquiries. Is Business Interruption […]

Unoccupied premises, due to COVID-19 restrictions Temporary business closures have increased the number of buildings which are unoccupied. These are normally at much higher risk of damage/loss than when occupied, from water damage, arson, theft etc. The standard AXA policies would define a building as unoccupied if empty, or not being fully utilised for business […]

Just days after the government issued a UK lockdown to help limit the spread of the coronavirus disease 2019 (COVID-19) pandemic, Prime Minister Boris Johnson and Health Secretary Matt Hancock revealed that they have both tested positive for COVID-19. Boris Johnson’s Announcement Boris Johnson announced that he tested positive for COVID-19 via Twitter on the […]

The new coronavirus disease 2019 (COVID-19) outbreak continues to be a top-of-mind concern for organisations and individuals across the globe. As COVID-19 becomes increasingly widespread, it’s not only raising fears about the well-being of the general public, but it’s also disrupting business operations and creating insurance exposures. In fact, COVID-19 has already led to business […]

As global concerns about the 2019 novel coronavirus (COVID-19) continue to rise, it’s important for employers like you to understand what you can do to protect your workforce. Review this guidance for an outline of what coronavirus is, how it spreads and key steps that you can take to keep employees healthy. What Is Coronavirus? […]

We wanted to provide an update as the situation has evolved.  As before this is the position as it currently stands and may be subject to change. Government Comments and Assistance One of the most asked questions following their statements, particularly from the leisure industry, has been “Do I have business interruption cover if the […]

What is COVID-19? According to the NHS, coronavirus disease 2019 (COVID-19) is caused by a type of coronavirus that can spread from person to person and cause respiratory illness. What are the symptoms of COVID-19? The majority of patients with COVID-19 experience mild to moderate respiratory illness with the following symptoms: Fever Cough Shortness of […]