Darren Beckinsale • Risk Insights • 25th Feb 2021 • 3 min read time Directors’ and Officers’ Risks to Understand in 2021 While senior leaders play key roles in the success and improvement of an organisation, these employees also carry a considerable amount of risk. Directors and officers can be major liabilities. Misconduct or negligence that may be committed by these leaders can result in subordinates taking legal action, government-issued penalties and irreparable damage to an organisation’s […]
Darren Beckinsale • COVID-19, Regulatory Updates, Risk Insights • 25th Feb 2021 • 4 min read time Government Announces Plans for Reopening England Plans for England to reopen following its latest coronavirus lockdown will be implemented in four stages that will each last at least five weeks. The earliest date when all pandemic-related restrictions could end would be 21st June. Specific goals that will be monitored by the government in order to lessen pandemic-related restrictions include continued success […]
Darren Beckinsale • COVID-19, Risk Insights • 19th Mar 2020 • 2 min read time Video: Business Continuity Management DOES YOUR BUSINESS HAVE A PLAN IN PLACE TO RECOVER FROM A DISASTER? Business continuity planning can be the difference between successfully recovering from a disaster and going out of business. Using our professionally written and designed resources, you will discover the importance of business continuity planning. ARE YOU LOOKING TO IMPROVE YOUR SECURITY AND […]
Darren Beckinsale • Risk Insights • 19th Mar 2020 • 1 min read time Video: 6 Tips to Keep Your Business from Being Underinsured Many businesses risk their own survival by remaining underinsured year after year. Follow these tips to ensure your business has adequate cover to defend against disaster. If you would like advice on how to protect your business, employees or have questions about your cover – please contact us on 01273 789 979
Darren Beckinsale • GDPR, Cyber & Data, Risk Insights • 13th Nov 2019 • 2 min read time Client cyber threat advisory from CFC Underwriting Outdated Windows systems vulnerable to BlueKeep exploit Security researchers have recently seen a mass exploitation attempt targeting devices vulnerable to the BlueKeep exploit, also known as CVE-2019-0708. This advisory urges our policyholders to ensure all systems are updated to avoid potential attacks as a result of this, or any other, vulnerability. BlueKeep is a critical […]
Darren Beckinsale • Risk Insights • 6th Nov 2018 • 2 min read time Taking the risk out of renting for landlords and their tenants Barbon Insurance – Taking the risk out of renting for landlords and their tenants. ‘De-risking the Future’ is a news and current affairs-style programme exploring the vital role of insurance brokers as an essential interface between insurers and clients, at a time when customers’ buying habits are changing. With the insurance broker role changing, this […]
Darren Beckinsale • Newsletters, Risk Insights • 17th Oct 2018 • 1 min read time The bespoke nursery insurance product keeping children safe whilst they play and learn ‘De-risking the Future’ is a news and current affairs-style programme exploring the vital role of insurance brokers as an essential interface between insurers and clients, at a time when customers’ buying habits are changing. With the insurance broker role changing, this programme brings to life how the sector is embracing professionalism and diversification, and striving […]
Darren Beckinsale • Newsletters, Risk Insights • 10th Oct 2018 • 1 min read time Regulation impacting productivity The British Insurance Brokers Association (BIBA) has worked with ITN Productions to create an exciting news and current affairs style programme exploring the vital role of insurance brokers. In this second part how regulation impacted productivity is discussed. The British Insurance Brokers’ Association (BIBA) is the UK’s leading general insurance intermediary organisation representing the interests […]
Darren Beckinsale • Risk Insights • 10th Oct 2018 • 1 min read time Protect yourself from floods Flood Weather Alert 2015 The UK’s Met Office has issued weather warnings for heavy rainfall and strong winds for much of the country. In light of this, we’d encourage you and your customers to assess flood risks now and prepare plans to follow in the event of a flood emergency. Planning for floods The Allianz […]
Darren Beckinsale • GDPR, Cyber & Data, Risk Insights • 10th Oct 2018 • 2 min read time How safe are your networks? Sophisticated cyber-attacks are on the rise. Research published this year reported that there was a malware attack every five seconds. That’s 18,000 events every single hour. Cyber-attacks are a big and expensive problem. How big? Well Lloyds of London this year estimated that cyber-attacks cost businesses some $400bn every year, that’s 1% of global income. […]
Darren Beckinsale • Cover Overviews, Risk Insights • 10th Oct 2018 • 2 min read time Flood Protection – How do we work to help you? With the economic costs of Storm Desmond approaching £500m it is worth checking that your commercial insurance covers you in the event of such an occurrence. If the worst happens what should you do to help your insurer look after you? In the immediate aftermath contacting your insurer may not be the thing foremost in […]
Darren Beckinsale • Newsletters, Risk Insights • 10th Oct 2018 • 2 min read time The Sharing Economy and Insurance playing catching. You may or may not have heard of the sharing economy but if you haven’t, you certainly will in the future. Two of the fastest growing services in this space are UBER, the taxi hire firm which sees its drivers using their own cars and Airbnb, a peer to peer rental business which has so […]
Darren Beckinsale • Risk Insights • 10th Oct 2018 • 2 min read time Doing it yourself? Do it safely Longer days, lighter evenings and a sudden urge to tend to those things that have been waiting all winter to be fixed often cause us to get the DIY bug at this time of year. Some of us find DIY relaxing. Others find it frustrating. And, unfortunately, more than a few of us find it […]
Darren Beckinsale • Cover Overviews, Newsletters, Risk Insights • 10th Oct 2018 • 1 min read time Serving up the right cover for your business needs At Business Insurance Service we understand the challenges of working in the hospitality industry. Ensuring the products and services you supply are covered, and your revenue protected, is key. That’s why we work with Aviva to provide flexible cover that serves your needs. The Aviva touch Business Insurance Service and Aviva work together to give […]
Darren Beckinsale • Cover Overviews, Risk Insights • 10th Oct 2018 • 1 min read time From theatres to science centres, get great insurance without the drama At Business Insurance Service we understand that the arts and culture sector encompasses a broad variety of businesses and insurance needs. That’s why we work with Aviva to offer you flexible, relevant and essential covers to protect what’s important to you. The Aviva difference Business Insurance Service and Aviva give you the best of both […]
Darren Beckinsale • Risk Insights • 10th Oct 2018 • 2 min read time Volcanic Ash, what it means for your cover Mount Eyjafjallajökull in Iceland, erupted back in 2010. Though considered unremarkable at the time of eruption, it was to have big consequences for the traveller and insurance industry alike. It’s combination of volcanic heat and glacially cold water, broke the lava into tiny fragments that caused the largest air traffic shut down in Europe since […]
Darren Beckinsale • Cover Overviews, Newsletters, Risk Insights • 10th Oct 2018 • 2 min read time Terrorism – Make sure your business is protected It’s an unfortunate but undeniable fact that our businesses today face an unprecedented threat from global terrorism. While the human tragedy of these appalling events rightly dominate the headlines, for some businesses the consequences of an attack can also be devastating. It’s important to reassess the threat your business faces from terrorism and ensure that […]
Darren Beckinsale • Newsletters, Risk Insights • 10th Oct 2018 • 2 min read time Temporary incapacity may be considered a ‘long-term’ disability Employees who are disabled are protected from discrimination under employment law. Disability is usually permanent and long term. The European Court of Justice (ECJ) was asked to consider whether short-term (temporary) incapacity of uncertain length could be considered long-term incapacity and, therefore, protected from disability discrimination under EU Equal Treatment law. Case: Daouidi (D) v […]
Darren Beckinsale • Newsletters, Risk Insights • 10th Oct 2018 • 4 min read time Do not disturb – the risks and safety considerations of driver distraction As advances in technology accelerate by the minute, so do the numerous forms of driver distraction. Our lives are busier than ever and it’s becoming increasingly difficult to focus on any one thing. Multi-tasking is rife – even when driving. With 78% of crashes involving the person behind the wheel being preoccupied with other activities […]
Darren Beckinsale • GDPR, Cyber & Data, Risk Insights • 10th Oct 2018 • 5 min read time Phishing for small fish: why SMEs need cyber insurance Justin Clarke, Director of Underwriting and Pricing at NIG, explores the threat of cybercrime to small and medium-sized businesses, and explains why comprehensive cyber insurance coverage is essential. Cyber criminals don’t go after small fish, right? Actually, nearly three-quarters of small and medium-sized businesses have suffered a security breach (SC1), and a report from the […]
Darren Beckinsale • Fleet Management, Motor Trade, Risk Insights • 10th Oct 2018 • 3 min read time When should a business use telematics? Telematics is sometimes described as a ‘silver bullet’ for fleet risk management. With telematics technology constantly developing and costs decreasing, more and more vehicles are being fitted with telematics devices. However, many fleets are still choosing not to adopt telematics, and of those that already have, many are not seeing their collision and claim rates […]
Darren Beckinsale • GDPR, Cyber & Data, Risk Insights • 10th Oct 2018 • 3 min read time Cybercrime in the UK on SMEs Technology no doubt has brought about a lot of positives. However, you cannot argue the fact that these positives have come at a cost. This cost is the prevalence of cybercrimes! Just recently, cybercrime hit the headlines in the UK once again; from the infamous WannaCry attack on the NHS to Barclays declaring war on […]
Darren Beckinsale • Human Resources (HR), Regulatory Updates, Risk Insights • 20th Mar 2017 • 2 min read time Who is a worker and who is self-employed in the ‘gig economy’? Many people now work in the ‘gig economy’ in the UK. The term generally describes a business model based on a flexible workforce – individuals are paid for each ‘gig’ or performance of a service that they provide (such as a courier delivery or taxi ride). Employment laws give different rights and protections to individuals […]
Darren Beckinsale • Newsletters, Risk Insights • 9th Mar 2017 • 3 min read time Tribunal decides redundancy was not because of TUPE transfer Employees may be transferred to another employer when a business changes hands, or when the business stops providing a service that’s then done by someone else. (For example, in-house catering is replaced by an external business providing catering services.) The new employer takes the transferring employees on the same terms and conditions as the old […]
