NIG Coronavirus Update

This week we have seen the Prime Minister outlining his road map plan for England as well as the First Minister explaining the plan for Scotland in exiting the current national lockdown restrictions, both can be found at and

The devolved administrations in Wales and Northern Ireland will be making their positions clear over the next few days.

Unoccupied Premises

Our latest communication regarding temporarily unoccupied premises, issued on 9th February 2021, confirmed that where a business was mandated to close cover would remain in-force subject to meeting the unoccupied conditions.  

The Government has made clear that the earliest businesses can return will be 12th April in England, 26th April in Scotland, starting with non-essential retail, pubs/restaurants (in outdoor areas) and hairdressers/personal care businesses.  Other sectors will follow according to the staging plans assuming the data allows.

We can confirm that full cover will remain in-force where businesses are mandated to remain closed and unoccupancy conditions are met. After restrictions are lifted the standard terms and conditions found in our policy wordings will apply.

Safe Opening of Businesses

Whilst the reopening of retail settings is still, in the best-case scenario, over a month away it is very important to start making the required preparations. Over the past few months we have issued various guidance and assistance notes, from reactivation toolkits and things to consider when premises have been shut for a period of time, to the key elements involved in implementing COVID-19 safe systems of work and protection for employees and customers.  Check out these sources of information which may assist:

Now available on Risk Assist: Our COVID-19 Business Reactivation Toolkit | NIG

Coronavirus (COVID–19) Guidance for lockdown restrictions easing | NIG

Stay safe and look after those around you.

A fully accredited service delivered by professional brokers

Get in touch

    This web from is protected by Google reCAPTCHA and the Google Privacy Policy and Terms of Service apply.