Darren Beckinsale • Cover Overviews • 10th Oct 2018 • 1 min read time Why do I need Employers Liability insurance? Employers Liability (EL) insurance covers you in the event that an employee becomes sick, injures themselves or dies as a result of your employment. As mentioned previously, EL insurance is a legal requisite if you employ any staff. This includes temporary or holiday labour as well as salaried staff and you must obtain cover with […]