Darren Beckinsale • GDPR, Cyber & Data • 19th Oct 2018 • 2 min read time Cyber criminals are smart, cyber cover from Aviva is smarter Businesses may not realise that something as simple as sending and receiving emails or speaking on the phone puts them at risk of a cyber breach. 46% of SMEs have been affected by a cyber breach in the last year* – yet only 13.7% have cyber insurance to protect their businesses**. Somewhat an underestimated threat. […]
Darren Beckinsale • Risk Insights • 10th Oct 2018 • 1 min read time Protect yourself from floods Flood Weather Alert 2015 The UK’s Met Office has issued weather warnings for heavy rainfall and strong winds for much of the country. In light of this, we’d encourage you and your customers to assess flood risks now and prepare plans to follow in the event of a flood emergency. Planning for floods The Allianz […]
Darren Beckinsale • Cover Overviews, Manufacturers & Engineering • 10th Oct 2018 • 1 min read time Machinery Business Interruption When machinery is damaged or breaks down it can take time for a business to return to normal operations, often resulting in a loss of income and, more often than not, considerable additional expenditure. Our Machinery Business Interruption policy protects your clients against the potential impact of machinery downtime and operates as a companion to […]
Darren Beckinsale • GDPR, Cyber & Data, Risk Insights • 10th Oct 2018 • 2 min read time How safe are your networks? Sophisticated cyber-attacks are on the rise. Research published this year reported that there was a malware attack every five seconds. That’s 18,000 events every single hour. Cyber-attacks are a big and expensive problem. How big? Well Lloyds of London this year estimated that cyber-attacks cost businesses some $400bn every year, that’s 1% of global income. […]
Darren Beckinsale • Cover Overviews, Risk Insights • 10th Oct 2018 • 2 min read time Flood Protection – How do we work to help you? With the economic costs of Storm Desmond approaching £500m it is worth checking that your commercial insurance covers you in the event of such an occurrence. If the worst happens what should you do to help your insurer look after you? In the immediate aftermath contacting your insurer may not be the thing foremost in […]
Darren Beckinsale • Newsletters • 10th Oct 2018 • 1 min read time Supporting Paralympic sport on Channel 4 You may have recently heard that Allianz has become a key partner of the Rio 2016 Paralympic Games on Channel 4. This follows our exciting new sponsorship of the British Paralympic Association and ParalympicsGB team. What does this mean? This means we’re sponsoring a range of programmes across Channel 4 leading up to the Rio […]
Darren Beckinsale • Newsletters, Regulatory Updates • 10th Oct 2018 • 2 min read time Insurance Tax Rise (IPT) – Again…. BIBA, on behalf of our members and their customers, is astonished that the Chancellor decided that a further increase in IPT is required to strengthen the nations flood defences. Today’s announced increase in IPT means that, year on year, insurance buyers face an increase in tax of 66.6% since March 2015. Previous research by BIBA […]
Darren Beckinsale • Cover Overviews • 10th Oct 2018 • 2 min read time Property View for Property Owners Welcome to the fourth instalment of Property View, the magazine which aims to keep property owners and brokers abreast of developments from across the property owners’ sector. Take a walk down any high street in the UK and you’re reminded of the extent to which the recession is taking its toll. But with one in […]
Darren Beckinsale • Cover Overviews, Newsletters, Risk Insights • 10th Oct 2018 • 1 min read time Serving up the right cover for your business needs At Business Insurance Service we understand the challenges of working in the hospitality industry. Ensuring the products and services you supply are covered, and your revenue protected, is key. That’s why we work with Aviva to provide flexible cover that serves your needs. The Aviva touch Business Insurance Service and Aviva work together to give […]
Darren Beckinsale • Cover Overviews • 10th Oct 2018 • 1 min read time Why do I need Employers Liability insurance? Employers Liability (EL) insurance covers you in the event that an employee becomes sick, injures themselves or dies as a result of your employment. As mentioned previously, EL insurance is a legal requisite if you employ any staff. This includes temporary or holiday labour as well as salaried staff and you must obtain cover with […]
Darren Beckinsale • Newsletters, Risk Insights • 10th Oct 2018 • 2 min read time Temporary incapacity may be considered a ‘long-term’ disability Employees who are disabled are protected from discrimination under employment law. Disability is usually permanent and long term. The European Court of Justice (ECJ) was asked to consider whether short-term (temporary) incapacity of uncertain length could be considered long-term incapacity and, therefore, protected from disability discrimination under EU Equal Treatment law. Case: Daouidi (D) v […]
Darren Beckinsale • Cover Overviews, GDPR, Cyber & Data • 21st Mar 2017 • 1 min read time Introducing Aviva’s new cyber cover As digital technologies accelerate, so do cyber risks. From hacking and malicious attacks to stolen laptops and data, cyber criminals attack indiscriminately. But online attacks are only a part of it. System failure and employee negligence have an equally damaging impact on businesses too. Digital and data reliance is now normal for most businesses. Aviva […]
Darren Beckinsale • Human Resources (HR) • 7th Mar 2017 • 2 min read time Unfair dismissals and re-employing If an employee is dismissed for misconduct but later cleared at an employment tribunal, the tribunal can – though rarely does – make an order for the employee to be re-employed. The Employment Appeal Tribunal (EAT) considered whether doing so was feasible in a case where the employer said that trust and confidence had broken […]
